What does the GLOBUL iPayWallet do?
The e-wallet GLOBUL iPayWallet is a co-branded payment tool, combining the advantages of mobile and payment services in a single reliable solution. It provides unlimited options for flexible management of your funds in real time – any day, at any time:
- Payment in commercial locations
- Sending and receiving of funds
- Payment of utilities
- Online payments
- ATM withdrawal
How do you manage your funds by the e-wallet GLOBUL iPayWallet?
By the e-wallet GLOBUL iPayWallet you have the opportunity to quickly and easily manage and control your funds in several different ways:
GLOBUL iPay MasterCardTM – co-branded card, which you may use for:
- Payment for goods and services at commercial locations with the sign of MasterCard̉̀
- Online shopping
- ATM cash withdrawal
The co-branded GLOBUL iPay MasterCard̉̀ is very suitable for such type of purchases because it has a chip and a PIN code, its content is preliminary deposited by you and the most important thing – it has an extremely high level of security.
- Mobile phone - by SMS or by the special application iPay Mobile for iOS, Android and Windows phones - you can anywhere, any day, at any time:
- Pay your or someone else‘s utility bills if they are registed in your e-wallet, while being on the move
- Receive reminders for utility bills by SMS or by e-mail
- Instantly send funds to relatives and friends if they have or decide to register at www.ipay.bg
- Instantly receive funds from other GLOBUL iPayWallet customers at any time
- Internet website www.ipay.bg – your profile in this site provides you with the opportunity to:
- Send funds, which become available right after completing the transaction
- Deposit funds from other debit or credit card
- Check balance of funds and become informed for the transactions, completed by you in real time
- Control the access to your funds and their security through personal settings
In this way the e-wallet GLOBUL iPayWallet gathers at one place the electronic funds, which are only accessible to you, through your card GLOBUL iPay MasterCard̉̀ with chip and mobile phone, so that you get the most comfortable and accessible means of performing payments, cash withdrawal, sending and receiving funds anywhere at any time.
Why should you choose the e-wallet GLOBUL iPayWallet?
In everyday life, more and more often you need to have funds at hand for secured and quick payments and transactions. With the e-wallet GLOBUL iPayWallet you don‘t need cash anymore. The e-wallet GLOBUL iPayWallet is the innovative way for performing payments, and it is different from what the debit and credit cards offer.Choose the e-wallet GLOBUL iPayWallet and benefit from its advantages:
- No credit check-ups No bank or payment accounts No fees for:
- Payment at POS terminals at commercial locations
- Online payments for goods and services
- Receiving funds
- Low fees* for:
- ATM cash withdrawal within/outside the EU
- Deposit of funds through personal debit/credit card MasterCard / VISA , registered in your profile at www.ipay.bg or in the mobile application iPay Mobile
- Instant sending of funds
- Issuing of a card GLOBUL iPay MasterCard̉̀:
The price is 3 BGN for clients of GLOBUL postpaid or prepaid programs. These clients should have a contract with GLOBUL, respectively they have to be registered as prepaid services customers of GLOBUL until 19.02.2013 inclusive.
For all other users the standard price is 4 BGN.
- Extremely high level of security for performing online payments
- Sending and receiving funds – by SMS, throught the mobile application iPay Mobile or through www.ipay.bg, as the funds become available right after completing the sending transaction.
*For more information about transaction fees: https://www.ipay.bg/en/fees
- You manage your funds in an easy and comfortable way
The e-wallet GLOBUL iPayWallet is easy to use, comfortable and more secure alternative to credit cards and traditional banking, without monthly charges and hidden costs.
- Online shopping is more secure than ever
You pay online without disclosing the number of your credit card or bank account. Personally, you enter and modify your security settings.
- Every day. Everywhere.
You may withdraw cash and pay everywhere with your card GLOBUL iPay MasterCard̉̀.
- 24-hours control
You receive instant information on your balance, complete transactions and personal settings for security through the mobile application iPay Mobile or by your personal page at www.ipay.bg, as well as by SMS.
- Instant transfers of funds
You can send funds to anyone around the clock and the funds will become available immediately. You can send funds to a person who has no profile at www.ipay.bg, then we will notify him about the transfer by SMS to his mobile phone and he will be able to use the funds immediately after registering at www.ipay.bg.
- Designed for you
The e-wallet GLOBUL iPayWallet is designed with the concept of providing comfort to customers, you personally decide how to manage your funds in the most comfortable way – by the mobile application iPay Mobile, from your personal page at www.ipay.bg or by your card GLOBUL iPay MasterCard̉̀.
The e-wallet GLOBUL iPayWallet and the card GLOBUL iPay MasterCard̉̀ are applicable for all natural persons aged between 18 to 80 years old, Bulgarian citizens and foreigners. For the activation of the e-wallet GLOBUL iPayWallet and issuing of the card GLOBUL iPay MasterCard̉̀ it is necesary to have a valid mobile number for voice services. The mobile number may be under a certain prepaid or postpaid subscription plan. It is compulsory that the mobile number is used by the customer, who is to activate the e-wallet.
Only in all GLOBUL and GERMANOS stores, you may find your e-wallet GLOBUL iPayWallet, you may submit a request for issuing of the card GLOBUL iPay MasterCard̉̀ and you may pay the low fee for the issue. You get instant access to your e-wallet GLOBUL iPayWallet, and the card GLOBUL iPay MasterCard̉̀ you will receive from 3 to 5 working days in the commercial location, where you‘ve submitted your request.
At the point of activation of the service, it is necessary to present personal identification. A single customer is eligible for activation of only one e-wallet GLOBUL iPayWallet. A single e-wallet may have up to 5 cards GLOBUL iPay MasterCard̉̀, attached to it.
You may deposit and re-deposit funds into your e-wallet in the following ways, as the transfered funds will be immediately available for use:
- In cash at a cash register in all GLOBUL and GERMANOS stores
- Through your debit or credit card, registered on your personal web profile at www.ipay.bg or through the mobile application iPay Mobile on your smartphone
When depositing through a bank transfer to a given IBAN or through online banking, the transferred funds will become available for use up to 3 working days after the transfer.
Easily and quickly you may check your balance in the e-wallet and the real time transactions in several different ways:
- By the mobile application iPay Mobile
- Through your profile at www.ipay.bg
- By SMS
You have the opportunity to personally exploit settings and control the levels of security of your card GLOBUL iPay MasterCard̉̀ and you can modify them every time you consider it necessary. For example, you may allow or block transactions with your card GLOBUL iPay MasterCard̉̀, as well as receive notifications for them.
There is a 24-hour service line for additional inquiries and timely support with respect to the e-wallet GLOBUL iPayWallet: 089 81 77777 (the calls are charged at a price to a fixed number, according to the used tariff).
GLOBUL and GERMANOS are registered in the public register of the Bulgarian National Bank as representatives of “INTERCARD FINANCE” AD, licensed to operate as a payment institution and entity for electronic funding, certified by the BNB.